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Buying a home is always a smart move. It’s good for your finances. It’s good for your family.
Saving money on your mortgage, well, that’s always a smart move too. Right now, we’re offering you three compelling reasons to finance (or refinance) your mortgage with Alabama ONE:

  • Low rates
  • Up to $1250 on your origination fee
  • And we’ll throw in up to a $500 VISA® gift card

If your ONE this year is to move into a new home (or save some big money a lower rate on your current home — we absolutely want to make it happen.



Membership eligibility and mortgage borrower income eligibility required.  All loans are subject to credit approval. APR= Annual Percentage Rate. For example, at 3.625% APR, a 30-year mortgage has a monthly payment of $4.57 per $1,000 borrowed.  This is based off of a loan amount of $150,000, 30-year term, 3.625% APR, and a $685.00/month payment.  Your rate may vary based on creditworthiness and other factors. Terms subject to change at any time without notice. Alabama ONE NMLS Unique Identifier #401726. Must submit application for approval by 06/30/2020. Mortgages $100k or less = $100 gift card, Mortgages $101k – $250k = $250 gift card & Mortgages $251k+ = $500 gift card. ***Please note: If the member refinances with us during the promo period, they are also eligible for the up to $1250 off origination fee and up to $500 VISA gift card towards their moving expenses. All closed mortgages applied for during the promo period are eligible for up to $1250 off origination fee and up to a $500 VISA gift card. 


Offer ends 6/30/2020.





What’s Your ONE?

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We all have financial goals we want to reach, whether a new car, home, farm, equipment, business, saving for retirement, or paying down debt.

What’s Your ONE?

Want to Speak to an Expert?

Dive into an ultraconvenient experience with Penny, our AI-powered online chat service, that provides instant and accurate assistance around the clock, or connect with our team through Live Chat 7:30 AM to 6:00 PM, Mon-Fri for personalized support. Plus, we've extended our after-hours servicing for loans and new account assistance, now available from 5:00 PM to 10:00 PM, Mon-Fri, ensuring we're here for you whenever you need us.

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